May 2019 Archives

Equity and financing impact home buyout during divorce

A number of factors could influence a person's decision about keeping or selling a family home during a Colorado divorce. Someone might have a sentimental attachment to the home, or a parent might desire the family home to limit disruption in the lives of children. For a single person to retain sole ownership of a marital home, the home's equity must be determined as well as the person's ability to secure a mortgage under a single income.

Divorce and determining spousal support

Spousal support is a common concern among Colorado couples who are going through the divorce process. In general, a court will consider the incomes of both partners and the couple's lifestyle. The judge may also consider other factors, including the length of the relationship, the age and health of both partners, whether there are minor children and what non-marital assets each person owns.

How divorce can hurt credit scores for women

Divorce is notorious for being a huge financial burden. However, the impact on credit scores can be particularly harsh for women in Colorado. While divorce proceedings don't have a direct impact on credit history, the resulting financial difficulties can cause women to miss payments or even default on certain accounts. These circumstances can significantly lower a person's score, making it much harder to buy a car, purchase a house and secure independence after a divorce.

Dividing multiple properties during divorce

In general, the more assets that you have to divide in a divorce, the more complex the negotiation can be. Having multiple homes as a married couple can present significant problems in the negotiation process. This is especially true if you have one primary home and multiple vacation homes out of state or overseas.

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Heckenbach Suazo LLP
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